UK fintech giant Revolut is reportedly exploring the possibility of acquiring a US bank as a way to accelerate its entry into the American banking sector.

According to the Financial Times, this move could enable the fintech to secure a US banking license more quickly than applying independently.

The potential acquisition would allow Revolut to expand its operations in the US by targeting a financial institution that already holds a national banking license.

The US market presents opportunities for customer growth and deposit acquisition at a time when many British fintech firms are experiencing slower user expansion.

While Revolut has not made a final decision, it is also considering applying for a US banking license through standard regulatory channels.

In parallel, the company is reportedly weighing similar acquisition strategies in China and the Middle East as part of its broader international expansion plans.

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