Bolt, a San Francisco-based payments company, has announced the launch of an all-in-one financial services application, designed to bring together one-click cryptocurrency transactions and everyday payments into a single, centralised platform.

The app is now available for download at bolt.com/pay.

Upon installation, iOS users will be placed on a waitlist, with access expected to be granted selectively starting early next week.

Android users are expected to follow shortly after.

Over the past decade, Bolt has built a one-click checkout system that has become a familiar feature for many shoppers and retailers in the US.

The new app aims to address a common frustration faced by consumers: the need to switch between multiple applications to manage purchases, cryptocurrency transactions, money transfers, and shared expenses.

In response, Bolt has extended its one-click checkout model into what it describes as a ‘SuperApp’, a platform that offers users a consolidated view of their financial activities, along with tools intended to simplify everyday money management.

Ryan Breslow, CEO of Bolt, commented on the launch:

“Bolt’s app is fast, simple, rewarding, and radically consumer-first. We’ve taken the most essential money tools, crypto, payments, shopping, and rewards, and rebuilt them into a single, seamless experience. This is the future we’ve been building toward for many years and the time is now. No more juggling apps, no more friction. Just one single app, and one single click, for everything to do with your money with ease.”

The application allows users to buy, sell, send and receive a selection of major cryptocurrencies — including Bitcoin, Ethereum, USDC, Solana, and Polygon, directly within the app.

Each user is assigned an on-chain balance, powered by ZeroHash, which provides real-time visibility into their holdings and transaction confirmations.

Bolt has also introduced a debit card that offers a rewards programme, with up to 3% cash back on eligible purchases and as much as 7% in Love.com Store Credits.

Peer-to-peer payments have been integrated as well, allowing users to transfer funds securely with a single click.

In addition, the app includes improved order tracking for Bolt’s existing base of over 80 million shoppers, providing real-time updates on purchases within a redesigned interface.

Further features are expected to be added as the platform evolves.

Featured image credit: edited from freepik